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An online store owner applies for a loan through a MYBank mobile phone app in Jingdezhen, Jiangxi province. [Photo provided to China Daily]

An upward revision to the institutional framework assessment by even one category provides a very strong and systematic uplift to the credit profiles of provincial governments, as the institutional framework carries significant weightage, according to Liu.

And, with the coronavirus pandemic still raging in the United States, she tells them: "A strong will plus optimism will eventually overpower panic, loss and frustrations. We will win."

And in New York City, data released Wednesday by the city's health department showed that Hispanics make up 34 percent of people who have died of the virus but 29 percent of the population. African Americans make up 28 percent of those who have died, but 22 percent of the population, according to the Department of Health and Mental Hygiene.

Analysts said the move by ICBC highlighted China's desire to promote cooperation to expand investment channels and to ensure sustainable financing for projects under the initiative.